Recent News

October 21, 2024

Replacement cost coverage, including older homes

Older Homes Require New Solutions — Find Them Through Aspera. When replacement cost value (RCV) requirements make coverage hard to find, you can keep your accounts easy to please with Aspera’s manufactured housing solutions. Aspera’s access to Preferred policies includes replacement cost coverage up to the dwelling limit on total loss claims—even for older homes. You can also find […]

September 26, 2024

Trampoline endorsements for coastal manufactured homes

Coverage for Coastal Manufactured Homes — Inside & Out A “home” may refer to a physical dwelling, but “homelife” extends far beyond four walls. That’s why Aspera doesn’t just find insurance for coastal manufactured homes. We find insurance for what matters to homeowners—their homes, as well as additional property like trampolines. Aspera simply uses photos of […]

September 19, 2024

UPDATE: Aspera Expands into 50+ Texas Counties

Open Markets in Texas: Bigger & Better Than Ever! Now, your manufactured housing clients can now find exceptional coverage in nearly 90 counties throughout the state of Texas through Aspera. Explore our map to see all our Texas markets, including more than 50 newly added counties. Our website includes the full list of our open and […]

August 28, 2024

Hurricane experts call for more storms in latest update

An Above Average Hurricane Season Calls for Above Average Coverage As 2024’s record-breaking hurricane season nears its peak, the National Oceanic and Atmospheric Administration (NOAA) Climate Prediction Center has issued an updated forecast. The mid-season forecast calls for 17-24 named storms, which remains close to their initial forecast and includes the four named storms we’ve already seen this season. […]

August 15, 2024

Aspera now offers Short-Term Rental coverage

Customized Insurance for Short-Term Rentals. Easy to Please Just Got Easier. Coastal locations present a great opportunity for homeowners looking to make extra income by renting their home for short term stays. Aspera can now find short-term rental coverage for your entrepreneurial clients who want to make the most of their coastal manufactured homes. Our underwriters can […]

August 12, 2024

Animal liability endorsements with no breed restrictions

Coverage with No Breed Restrictions Because Pets Deserve Protection, Too Homeowners’ insurance is meant to protect the things most valuable to your clients—including their pets. Breed restrictions, however, can force your clients to choose between the coverage they need and the pet they love. Aspera understands the importance pets have in our lives and in our […]

July 1, 2024

Broad coverage with no coastal limitations

Coastal Location? No Problem. Coastal Accounts are Our Specialty. Your customers rely on you to protect their most important investment – their homes. But you can’t do that when their coastal location has insurance carriers saying “no.” At Aspera, we specialize in tailored insurance coverage for manufactured homes along the Atlantic and Gulf Coast regions. We have access […]

June 3, 2024

Insured-to-value coverage for manufactured homes

You Can’t Stop Catastrophes But You Can Help Your Clients Recover Coastal manufactured home owners know that severe weather impacting their homes is likely a “when,” not “if,” scenario. What they may not know is the true value of their home and personal property, so they look to you to be the expert. For every new manufactured home account […]

May 21, 2024

Experts warn of active 2024 hurricane season

Trust Aspera for Coverage That Can Withstand the Storm Season Peak hurricane season in the Atlantic basin occurs between June 1 and November 30. Now is the time to make sure your coastal manufactured housing accounts have the coverage they need. AccuWeather predicts 20 to 25 named storms during the 2024 Atlantic Hurricane season with a 10-15% possibility […]

April 11, 2024

3 Perks of the Select Policy

Save Your Clients Money on Manufactured Homes 20 Years & Older Key Takeaway: Coverage A, including wind and hail Actual cash value (ACV) at pay out Older home = Greater savings Age has its advantages! For clients looking to save money on their older manufactured homes, particularly those 20 years or older, a Select Policy offers unique advantages: […]

March 7, 2024

UPDATE: Florida Markets Now Reopened

Binding Resumes for New Coastal Manufactured Home Business in Florida Effective immediately, Aspera will resume binding new coastal manufactured home business in all Florida counties, with the exception of Miami-Dade, Palm Beach, Broward, and Monroe counties. Review our full list of open and closed markets. Aspera specializes in insurance solutions for factory-built homes along the Atlantic and Gulf Coasts. We have access […]

March 7, 2024

Flexible Coverage for Manufactured Homeowners

Your clients can chose from Select, Preferred, and Wind & Hail Only Policies Key Takeaway: Coverage options your coastal manufactured home clients need at the price they want Your clients have access to insure their coastal manufactured homes through Aspera, including: Select, Preferred, or Wind and Hail policies. When your clients are looking to save money for their older […]

March 7, 2024

Insurance for Coastal Manufactured Homeowners

Tailored Insurance Coverage for Coastal Manufactured Homes Aspera specializes in providing insurance solutions, including wind/hail, for manufactured homes along the Atlantic and Gulf Coasts. We have had access to affordable rates, no coastal limitations within our open markets, and multiple coverage options for more than 10 years. Use our Coastal Manufactured Housing video to see what solutions Aspera can offer your clients and our Open/Closed […]

April 12, 2023

Aspera offers wind and hail coverage

A Variety of Options, Same Great Coverage Many agents are accessing tailored coverage for manufactured homes along the coast through Aspera. Aspera can help when others won’t offer coverage or have too many restrictions for your clients’ needs. We have several different coverage options to fit a variety of budgets, and each one includes wind and hail coverage! Learn more […]

April 5, 2023

Find the right manufactured home coverage

Don’t Let Your Clients Underinsure – Help Them Insure to Value with Aspera Inflation is a hot-button issue and affects everything from items on your grocery bill to building materials. Inflation has drastically raised the cost of materials and labor, which could lead to underinsured manufactured home clients! For every new manufactured home account you submit to Aspera, our […]

March 15, 2023

Aspera could help where the admitted market cannot

Accounts Declined by the Admitted Market? Aspera is Here to Help When it comes to insuring manufactured homes, the admitted market is selective with its appetite. When a carrier declines to insure your clients’ home, your clients need your experience to find a new solution. Our multiple coverage options could be the solution you need. Aspera specializes in tailored insurance […]

January 31, 2023

Looking Forward, Looking Back: Aspera’s 2022 in Review

Preparing for a Successful 2023 With 2022’s Insight First and foremost, thank you for all your hard work. Our teams appreciates the agency relationships that contributed to Aspera’s continued success. We want you to know that we value your continued partnership with us to best serve your clients. We promise to always deliver on the […]

January 13, 2023

Receive a Fast and Accurate Quote Following These 4 Tips

At Aspera, we have a reputation for delivering quick quotes and providing excellent service to our agents. However, there are always ways you can help us turn around quotes even quicker. Here are four tips you can follow when submitting businesses to help us return accurate quotes to you as quickly as possible: 1. Provide […]

October 6, 2022

Trampoline endorsements available through Aspera

Aspera Offers Trampoline Endorsements So Your Clients Can Flip without Fear Aspera specializes in tailored insurance solutions for factory-built homes situated along the Atlantic and Gulf Coasts, including coverage for additional property like golf carts, pools, and trampolines. Recently, we helped a couple who purchased a trampoline for their children as a reward for making honor roll. Their insurance company canceled the […]

September 21, 2022

How Much is Insurance?

Insurance is a product owned by many, and one that consumers know very little about, even if they’ve gone through the process of purchasing a policy. So much happens behind the scenes, it may feel like a complete mystery even if you’ve purchased insurance before! Shopping around for a policy that best protects your home […]

September 21, 2022

8 Great Reasons to Work with Aspera

To access the E&S market, many insurance professionals needs the help of a wholesale broker, and there are quite a few to choose from. For coastal manufactured home insurance, Aspera should be your first point of contact. Here are eight great reasons why: 1. Fast Aspera responds to your questions with answers right away. We […]

July 1, 2022

Today’s manufactured housing communities aren’t what you think

When you hear about manufactured housing communities, you probably picture a trailer park alongside the highway. Despite what you might think, manufactured homes aren’t mobile, and they look nothing like what you might imagine. The term “manufactured home” describes houses built entirely in factories after 1976, when HUD established the Manufactured Home Construction and Safety […]

May 3, 2022

Hurricane Season

Aspera Insurance Services offers personal insurance for your coastal factory-built or modular home, with coverage tailored for your specific needs. Storm-related risks are always increased during the hurricane season (June 1-November 30th), but hurricanes have been known to form outside of this time frame. In 2021, the U.S. saw a total of seven hurricanes, four […]

March 25, 2022

Coastal Manufactured Housing Infographic

Download our infographic now to discover our available solutions for coastal manufactured housing! Aspera makes the hard-to-insure easy to please.

March 8, 2022

Tailored Insurance Coverage for Coastal Factory-Built Homes

Aspera specializes in coverage for your hard-to-insure coastal manufactured homeowners. In addition to exceptional coverage your clients want, Aspera offers you: Instant Quotes – with online quoting Fast Response to your inquiries – within three hours We can find coverage for: Factory built coastal housing Owner-occupied homes, including seasonal and secondary Our Coastal Manufactured Housing Infographic highlights our full coverage […]

January 25, 2022

Now is the Time to Prepare for the 2022 Atlantic Hurricane Season

A Washington Post article, “The sixth straight busier-than-normal Atlantic hurricane season is over,” reiterates the importance of home insurance for your clients located along the Gulf and Atlantic coasts. The season’s 21 named storms, which used all the names on the National Hurricane Center’s list, are the third most on record. As has been the case over recent […]

December 2, 2021

Introducing Aspera’s New Select Policy for Manufactured Homes

When your clients are looking to save money on an insurance policy through Aspera for their older manufactured homes, Aspera has a great, new solution – the Select policy! Our exclusive insurer partnership provides Aspera with a new Select policy, offering reliable Coverage A for manufactured homes including wind and hail, with actual cash value […]

October 6, 2021

Aspera Offers Great Home Coverage: So great, your clients – and their kids – can flip!

Parents purchased their children a trampoline for their backyard as a reward for making honor roll. Their insurance company canceled the homeowner’s policy when it learned of the new purchase. The clients’ agent contacted Aspera to learn about our coverage restrictions. Aspera can endorse a policy for trampoline liability when homeowners provide photos of the trampoline showing a […]

September 14, 2021

No Coastal Limitations with Broad Coverage and Competitive Rates

A homeowner recently moved closer to the coast after years of living in the city. They were glad they could stay with the same insurance agent and carrier they had used for years. The homeowners were shocked to see their premium had doubled. The agent explained their claim history and new home’s coastal location were reasons for the […]

August 18, 2021

2021 Atlantic Hurricane Outlook Update: Tips to Prepare for Storms, Before They Arrive

The National Oceanic and Atmospheric Administration (NOAA) Climate Prediction Center updated its outlook for the 2021 Atlantic hurricane season on August 4, 2021. NOAA predicts 15-21 named storms, of which 7-10 will be hurricanes, including 3-5 becoming major hurricanes. Earlier in the season, NOAA’s initial forecast predicted 13 to 20 named storms, of which 6 to 10 could […]

August 3, 2021

Personal Property Replacement Costs: Include RCV in your quotes with Aspera

Aspera surprised a newly appointed agency when one of our Underwriters reviewed the agency’s first policy quote. The agent wasn’t expecting to see replacement cost, up to the dwelling limit on a total loss claim. Other carriers were calculating actual cash value on the total loss. Learn more about our policy types, deductible offerings, and coverage options with Aspera […]

July 13, 2021

Aspera Knows that Pets are Family: We Won’t Restrict a Pet Based on its Breed

Pets are inseparable members of many families – unfortunately not all standard market carriers agree. Aspera understands the importance of pets have in our lives and in our homes. That is why we write policies with pet liability. When selecting the Animal Liability within your Aspera quote, indicate the number of animals included in the […]

June 29, 2021

Broad Coverage + No Coastal Limitations: That is the Aspera Advantage

Imagine, through no fault of their own, your customers’ homeowners policy was not renewed. Even if your customers had no recent claim activity, their policies were not renewed. Even if no recent storm activity impacted your customers community, their policies were not renewed. Just because your customers happened to live in a particular area, their homeowners policies were not […]

June 3, 2021

Atlantic Hurricane Forecasts and Tips to Prepare for Storms Before the Storm

Last month, Aspera shared Atlantic Hurricane Season Forecasts from CSU and AccuWeather. In late May, the National Oceanic and Atmospheric Administration (NOAA) Climate Prediction Center issued its outlook for a 60{241d69fb6cc1b5cacc5f3e2661eaf0e97e5fed421b543841c6865fd1a2ecc898} chance for a above-normal 2021 Atlantic Hurricane Season. NOAA predicts 13 to 20 named storms, of which 6 to 10 could become hurricanes, including 3 to 5 major hurricanes. In addition to El […]

February 8, 2021

Hindsight from 2020

Preparing for a successful 2021 Using Hindsight from 2020 Is your agency ready for the busy spring & summer home buying season? To help you succeed in 2021, Aspera’s underwriters have compiled some helpful tips. As always, we encourage you to review policies with your customers prior to renewal or at the point of sale. […]

November 30, 2020

Enhancing Your Brand

Whether we admit it or not, branding influences our behavior and helps us identify companies. Branding goes beyond your logo, it encompasses your mission, vision, and client experience. Having a strong brand can help set your agency apart from your others. Consider the Following Tips When Enhancing your Agency’s Brand: Branding Freebies Everyone loves getting […]

November 30, 2020

Obtaining Leads

Driving new business to grow your revenue and maintain your book can sometimes be daunting to new and experienced insurance producers alike. Many agencies are faced with the challenges of limited talent and staff to maintain the policies they have, never mind the cost of new technologies to provide faster and improved service or the […]

October 8, 2020

Updated Claims Process

In order to better serve our policyholders following Hurricane Idalia, Kinsale’s Claims departments has updated the manner it processes claims. The Claims Process All claims should be reported by the insured – by calling Kinsale at (804) 289-1394, press “9” when prompted; The insured can also report the claim by sending an email to newclaimnotices@kinsaleins.com. […]

February 12, 2019

Tips for common coverage issues and claims handling

As we settle into 2019, here are some tips Aspera Insurance learned in 2018 – especially with regard to Hurricane Michael. These range from common coverage issues to our claims handling process. Please consider reviewing policies with your clients prior to renewal or at the point of sale. Dwelling Coverage We are able to offer […]

June 7, 2018

Revising An Existing Quote

Upon completing a quote or revising an existing quote, you are initially taken to the “Rating Results” tab for that submission number. If you click the “Submission” tab, you will be taken back to the actual application where you can make adjustments to the information entered. You can then revise any information in the application and […]

June 7, 2018

Creating a Home Inventory

June 7, 2018

Carbon Monoxide

Owning any home, whether it’s a traditional, factory-built or modular home, comes with risks including health-related. According to the U.S. Centers for Disease Control and Prevention, there are more than 400 unintentional carbon monoxide deaths in the United States annually, and over 20,000 visit the emergency room each year because of carbon monoxide poisoning. You […]

June 7, 2018

INSURANCE MADE SIMPLE: Replacement Cost vs Actual Cash Value

One of our most frequently asked questions relates to the difference between Replacement Cost and Actual Cash Value. Depending on the age of the home, renovations, updates, and/or additions, partial losses to your Manufactured Home may be settled at Replacement Cost or Actual Cash Value. The main difference relates to a deduction for depreciation. Replacement […]

June 7, 2018

Quick Search and Submission Look-Up

Quick Search & Submission Look-Up Process: 1. Log-in to the Aspera Website – https://pi.asperains.com 2. You will see two new sections to the left of the screen labeled “Search Filter” and Quick Search: 3. The Quick Search function is best used to look up a specific submission number, policy number, or insured. Simply enter the […]

June 7, 2018

5 Things to Review Before You Renew

In less than six months, anything can change in a homeowner’s life from mortgages, trusts, additional insureds, property sold and new property purchased. Peak renewal season can also be stressful on agents, and some policies can be overly time-consuming when there is a lot of back-and-forth in order to renew Manufactured Housing policies. Our team […]